Everyone has that friend who’s a good friend, but ends up costing you money in the long run. For instance, one of my good friends likes to pull a little move every time we go anywhere. The “Oh man, could you spot me a few bucks, I’ll pay you back?” move. It could be when we go out to eat, shopping for clothes, or have some sort of event to attend and there’s some sort of cover charge. We’ll get to the checkout to pay for our stuff, and she’ll do her usual routine: